Bankruptcy Law in West Springfield, MA

Learn About Filing for Bankruptcy

Debt can creep up on anyone. There are many reasons why people find themselves in financial difficulty, often through no fault of their own. For example, we help people who are in debt because of job loss, medical bills, divorce, credit card debt or property loss such as a fire or natural disaster. We have helped hundreds of people like you, and there is no judgment here.

Just being in debt is stressful enough, but then these same people often find themselves hounded by creditors. The combination of debt and perpetual bullying can leave a person paralyzed with anxiety. If you’ve come to the point where your debt has become unmanageable, you don’t have to suffer alone. Filing for bankruptcy can be the beginning of a new start for you and our resourceful attorneys at Reynolds & Werman, LLC, can help. Call today to get started with a FREE consultation.

Bankruptcy is a Process, Not a Judgment

Often, people starting the bankruptcy process have common questions and concerns about what bankruptcy will mean, for example:

• How bankruptcy will affect their credit?
• Whether they should file for homestead protection.
• If they will be able to keep their home or car.
• Whether information about their bankruptcy will be made public.
• Whether it will be expensive to hire a bankruptcy lawyer.
• Will their debt be discharged?

Our straightforward, experienced attorneys at Reynolds & Werman, LLC, can answer any questions you may have and outline a likely scenario should you choose to file for bankruptcy. Depending on your income relative to that of households of similar size in your area, our firm can lead you through the steps of filing for either Chapter 7 or Chapter 13 bankruptcy.

We offer payment plans when necessary, so attorney fees don’t need to be a roadblock to debt relief.

We Put a Stop to Creditor Harassment

As soon as we file for bankruptcy on your behalf, the calls from creditors will stop. This is no small victory, as simply stopping these calls allows our clients some much-needed breathing room to get some perspective on their situation. Filing for bankruptcy has other immediate benefits as well, including:

• Stopping threats of wage garnishment
• Stopping related lawsuits and court appearances
• Relieving anxiety and stabilizing personal relationships
  

Schedule a Free Consultation With a Bankruptcy Lawyer

Our personal debt attorneys take pride in helping clients overcome difficult financial circumstances. Find out how we can help. To speak with one of our lawyers, call (413) 789-1003 or use the contact form  for a call back. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.